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Axco provides details on the life insurance sector including Ugandan market participants, reinsurance and distribution channels. The reports describe classes of business from both individual and group life such as whole life, endowment, term life and unit-linked.
Information on non-life classes for example critical illness and private medical insurance.

The report describes the public and private healthcare system in Uganda, the scope of cover, accessibility financing and provides an analysis of how the public and private systems complement each other.

Axco reports on the three pillars of Ugandan pension provision.

• State pension benefits including benefit calculations and eligibility criteria 
• Workplace pension provision; types of schemes calculations eligibility and; tax implications
• Voluntary individual pension provision, type of products and tax implications

The Uganda report provides an in-depth analysis of the regulatory framework governing social security as well as details on financing and eligibility. Information includes but is not limited to

• state pensions,
• permanent disability benefit
• occupational accident and disease
• maternity and paternity payments 

Following the civil war in Uganda in the 1980s, the insurance industry was essentially restarted with the introduction of the Jubilee insurance company in 1991. From this start, the industry has grown rapidly from a nil base but has yet to reach a meaningful penetration rate. Growth is hampered by the low formal employment ratio with possibly 80% of the employable population working in informal employment such as agriculture.

A statistic recently published suggests that there are as many as 1.2 million boda-boda operators ....

Market sources note there are still no real pensions in Uganda. Retirement benefit plans, including the National Social Security Fund (NSSF), are all provident fund type plans where the benefits are payable as a lump sum. Market sources suggest that there were almost no immediate annuity contracts available at the time this report was in preparation. The lack of adequate long-term fixed interest investments would make it difficult to offer such products and the gradually lowering of interest rates would make them unattractive unless tax benefits were available ....

Most Ugandans utilise community-based healthcare, which is largely free and often operated by volunteers. As the clinics can be widely spaced geographically, access to these may be problematical, especially in an emergency. Uganda's public healthcare system remains significantly under-resourced, particularly in the rural areas. In 2018-19 it was noted that the number of nurses in hospitals and healthcare units was around 20% short of the optimal level, whilst the number of medical doctors fell short by 15% of the optimal level ....