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Axco provides details on the life insurance sector including Uruguay's market participants, reinsurance and distribution channels. The reports describe classes of business from both individual and group life such as whole life, endowment, term life and unit-linked.
Information on non-life classes for example critical illness and private medical insurance.

The report describes the public and private healthcare system in Uruguay, the scope of cover, accessibility financing and provides an analysis of how the public and private systems complement each other.

Axco reports on the three pillars of Uruguay's pension provision.

• State pension benefits including benefit calculations and eligibility criteria 
• Workplace pension provision; types of schemes calculations eligibility and; tax implications
• Voluntary individual pension provision, type of products and tax implications

The Uruguay report provides an in-depth analysis of the regulatory framework governing social security as well as details on financing and eligibility. Information includes but is not limited to

• state pensions,
• permanent disability benefit
• occupational accident and disease
• maternity and paternity payments 

Uruguay's insurance market is predominantly non-life-orientated although the proportion of life business (including accident and health covers) has shown a strong level of increase during the past few years, representing over 44.15% of total premiums in 2019.

The majority of premiums written in the life sector (around 71%) relate to business associated with the current pension ....

In Uruguay the pensions market is a mixed social insurance and individual account system, which is mandatory for workers.

The system operates on a multi-pillar basis with the first pillar being a pay-as-you-go (PAYG) scheme administered by the Social Security Institute (BPS). The second pillar consists of individual savings accounts administered by private pension fund administrators (AFAPs). The third pillar ....

The main providers of healthcare in Uruguay include: Ministry of Public Health (MSP), main university hospital, institutions linked to the armed forces and police, and primary healthcare facilities provided by local municipalities.

According to official statistics from the National Institute of Statistics (INE) only 1.2% of the population were without any form of medical assistance in 2018 ....